Central Bank: stable operation of the system to pay a quarter of the amount paid business steadily

2018 first quarter payment service statistics show that the national payment system run smoothly, expanding social capital transaction, the payment service volume steadily。  A non-cash payment instruments in the first quarter, the country handled a total of 2455 non-cash payment services.8.5 billion, totaling 930.60 trillion yuan, an increase of 36 respectively.And 0 to 60%.twenty one%。  (A) the amount of the overall bill bill business downward trend。The first quarter, the occurrence of a total of 5761 bill business.240,000, totaling 39.27 trillion yuan, respectively, year on year decline in 11.38% and 11.91%。Among them, check the business 5266.590,000, totaling 34.80 trillion yuan, down 12 respectively.84% and 12.54%; the actual settlement of commercial bill business 453.040,000, totaling 4.11 trillion yuan, an increase of 15 items.48%, year on year decline of 3.97%; 6 bank bill business.360,000, totaling 591.5.8 billion yuan, down 66 respectively.82% and 41.29%; 35 cashier's check business.250,000, totaling 2910.7.2 billion yuan, respectively, year on year decline in 25.24% and 27.38%。  Electronic commercial draft system to maintain overall traffic growth trend。In the first quarter, electronic commercial draft system 272 ticket.770,000, totaling 3.70 trillion yuan, an increase of 190, respectively,.44% and 30.49%; acceptance 282.020,000, totaling 3.79 trillion yuan, an increase of 188, respectively,.49% and 29.77%; 72 discounting.760,000, totaling 2.04 trillion yuan, an increase of 141, respectively,.77% and 19.28%; 156 Rediscount.130,000, totaling 9.23 trillion yuan, an increase of 51 items.09%, year on year decline in 25.22%; 13 collateral repo.120,000, totaling 1.49 trillion yuan, an increase of 2 items.00%, year on year decline in 31.04% 3。  (B) bank cards bank card volume continues to grow。By the end of the first quarter, the bank issuing the card with the number 70.1.3 billion, up 4.79%。Wherein, debit card number with 64.0 billion, up 4.84%; the number with issuing credit and debit cards total 6-one.1.2 billion, up 4.twenty three%。The national average bank card holders 5.04, which were in possession of credit cards 0.44 4。  Bank card acceptance environment continues to improve。By the end of the first quarter, the bank bankcard payment system networking merchants 2671.260,000, networking POS machines 3219.280,000, ATM machines 5111.530,000 units, an increase from the previous quarter end 78 respectively.660 000, 100.420,000, 15.470,000 units。The number of people nationwide each corresponding POS machines 231.59 units, growth of 2.67%, the number of ATM per million corresponding 8.02 Taiwan。  Bank card transaction volume increased rapidly。In the first quarter, the national bank card transactions occurred were 6431.1 billion, totaling 220.82 trillion yuan, an increase of 40 respectively.23% and 12.63%。Among them, 21 Existential business.0.2 billion, totaling 17.01 trillion yuan; cash business 38.4.2 billion, totaling 17.36 trillion yuan; transfer business 181.1.9 billion, totaling 165.84 trillion yuan; Consumer Business 190.4.7 billion, totaling 20.61 trillion yuan。Bank card penetration rate of 48.92%, the chain increased 0.13 percentage points; bank cards per capita consumption amounted to 1.480,000 yuan, an increase of 35.02%; average bank card consumption amounted to 2938.82 yuan, an increase of 21.22%; bank card consumption amounted to 1082 were pen.02 yuan, down 19 year.39%。  Bank card credit continues to grow。By the end of the first quarter, total bank credit card 7 to 13.14 trillion yuan, growth of 5.32%; outstanding credit card balance should 5.80 trillion yuan, up 4.46%。Bank card credit limits are 2.$ 150,000 credit utilization 844.17%。Six months overdue credit card total credit outstanding 711.4.8 billion yuan, growth of 7.29% of credit card accounts outstanding credit balance of 1.23% decline in the previous quarter end accounting 0.03 points。  Other settlement business volume (three) credit transfers and other settlement services such as credit transfers declined。The first quarter, total credit transfer occurs, direct debit collection commitments as well as domestic letter of credit business 24.1.8 billion, totaling 670.52 trillion yuan, down 5 respectively.66% and 2.54%。Among them, 22 credit transfer service.8.5 billion, totaling 660.34 trillion yuan。  (Iv) electronic payment mobile payment business volume and stable growth。In the first quarter, the banking institutions a total of 395 business process electronic payments 9.9.2 billion, totaling 746.33 trillion yuan。Among them, the online payment service 121.0.1 billion, totaling 635.76 trillion yuan, an increase of 7 items.12%, year on year decline of 3.49%; mobile payment services 109.6.3 billion, totaling 70.82 trillion yuan, respectively, year on year increase of 17.84% and 16.76%; 4439 telephone payment service.800,000, totaling 2.10 trillion yuan, an increase of 10 items.79%, year on year decline in 10.34%。  In the first quarter, non-bank payment institutions payment processing network traffic 101101.9.1 billion, totaling 51.13 trillion yuan, an increase of 134.00% and 93.15%。  Second, the payment system in the first quarter, the payment system handled a total of 264 payment services.8.3 billion, totaling 1427.70 trillion yuan。  (A) People's Bank of payment systems in the first quarter, the People's Bank of payment systems handled payment services 34 12.3.2 billion, totaling 1052.64 trillion yuan, an increase of 40 respectively.72% and 16.46%, accounting for the payment systems business number and amount of 12.96 and 73.73%。Average daily processing business 3986.280,000, totaling 17.11 trillion yuan 13。  Large real-time payment systems business to grow steadily。In the first quarter, large real-time payment processing business system 2.5.1 billion, totaling 992.01 trillion yuan, an increase of 19 respectively.35% and 16.87%。Handling an average of 411 business.330,000, totaling 16.26 trillion yuan。  BEPS business volume declined slightly。In the first quarter, BEPS processing business 5.0 billion, totaling 7.71 trillion yuan, down 26 respectively.66% and 13.08%。Handling an average of 555 business.190,000, totaling 856.8.2 billion yuan。  Online payment interbank clearing system rapid growth in the volume of business。In the first quarter, the online payment interbank settlement system processing business 26.0.4 billion, totaling 19.99 trillion yuan, an increase of 78 respectively.35% and 73.84%。Average daily processing business 2893.850 000, totaling 2221.3.8 billion yuan。  City clearing systems business declined slightly。In the first quarter, the same city clearing system processing business 14 7627.660,000, totaling 30.98 trillion yuan, down 10 respectively.27% and 6.39%。Handling an average of 125 business.040 000, totaling 5078.7.9 billion yuan。  Foreign Currency Payment System steady growth in domestic traffic。In the first quarter, domestic foreign currency payment systems business processing 53.000 000, totaling 3098.$ 5.7 billion (equivalent to approximately RMB 1.95 trillion yuan 15), respectively, year on year increase of 17.91% and 39.17%; average daily traffic processing 8688.93, totaling 50.$ 8.0 billion (equivalent to approximately RMB 319.4.1 billion yuan)。  (B) the payment system within other line banking financial institutions, payment systems business volume grew steadily。In the first quarter, inline banking financial institutions, payment systems business processing 82.5.6 billion, totaling 338.38 trillion yuan, an increase of 7, respectively.51% and 2.84%。Average daily processing business 9173.730,000, totaling 3.76 trillion yuan。  Cross-bank bankcard payment system to maintain business volume growth。In the first quarter, the bank bankcard payment system processing business 77.0000000000, totaling 27.20 trillion yuan, an increase of 16 respectively.33% and 35.26%。Average daily processing business 8555.210 000, totaling 3022.0.9 billion yuan。  City commercial bank draft processing systems and payment and settlement systems business items to maintain rapid growth。In the first quarter, city commercial bank draft processing systems and payment and settlement systems handling business 161 431.050 000, totaling 1576.2.1 billion, an increase of 231 items.51%, year on year decline in 27.74%。Handling an average of 15 business.900,000, totaling 17.5.1 billion yuan。  Rural Credit Banks payment and settlement system maintained a rapid growth of business items。The first quarter, rural credit bank payment clearing system handling business 13.0.5 billion, totaling 1.85 trillion yuan, an increase of 127, respectively,.66% and 15.14%。Average daily processing business 1450.010,000, totaling 205.0.3 billion yuan。  RMB cross-border payment system running smoothly。In the first quarter, the RMB cross-border payment system processing business 32.870,000, totaling 5.45 trillion yuan。Average daily processing business 5388.74, totaling 893.9.1 billion yuan。  Network of platform test run normally。In the first quarter, net linking business process platform 57.7.5 billion, totaling 2.02 trillion yuan 17。Average daily processing business 6416.860,000, totaling 224.6.8 billion yuan。  Third, the number of bank settlement accounts the steady growth of RMB Bank Settlement Accounts。By the end of the first quarter, a total of RMB bank settlement accounts opened 94.0.3 billion, growth of 1.94%, the growth rate quarter drops 0.81 points。  The number of bank settlement accounts unit steady growth。By the end of the first quarter, a total opening of bank settlement accounts for 5622.630,000, growth of 2.54% increase in the growth rate 0.15 points。Among them, the basic deposit accounts 3908.030,000, a general deposit account 1350.470 000, 345 special deposit account.170,000 temporary deposit accounts 18.950,000, accounting for 69 of the total of bank settlement accounts.51%, 24.02%, 6.14% and 0.34%。This quarter of the national basic deposit accounts increased 115.720,000, an increase of 19 general deposit account.360 000, special deposit accounts increased 4.220 000, the temporary reduction in deposit accounts 0.100 000。  The number of personal bank settlement account a slight increase。By the end of the first quarter, the country to open a personal bank settlement accounts 93.4.7 billion, an increase from the previous quarter end.7.8 billion, growth of 1.94%, the growth rate quarter drops 0.82 points。Account number per capita of 60,000.76。(Original title: the first quarter of 2018 the general situation of the payment system) (Editor: DF142)